These are the best ETFs to buy and hold forever for the best 3 fund portfolio by each age group. The old 3 fund portfolio gets CRUSHED by this new 3 ETF portfolio investing strategy. Such a simple way to invest for financial freedom. Growth ETF vs. Dividend ETF vs S&P 500 ETF VOO or VTI. This is my three fund portfolio strategy for financial independence especially by age so that one can balance the portfolio for optimal appreciation and massive cash flow long term.
#bestetf #etfinvesting #dividendetf #schd #growthetf
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0:00 – The BEST 3 Fund Portfolio (and asset allocation by age)
0:48 – Warren Buffett says not to diversify just for diversification sake
1:27 – Market Cycles (how to time the market best)
1:57 – Ray Dalio, Dave Ramsey, Kobe Bryant, Michael Jordan, Cristiano Ronaldo
3:11 – (Old) Original 3 Fund Portfolio
3:58 – Questioning the best strategy for ultimate GAINS
4:32 – Overall Strategy for 3 Fund Portfolio (MUST UNDERSTAND THIS)
5:15 – Professor G’s NEW (better) 3 Fund Portfolio
7:37 – Bonds are outdated: better safety with higher upside: SCHD
9:23 – The perfect portfolio for everyone: Buy and hold forever
10:24 – ETF percentage allocation for those in retirement age
12:38 – ETF percentage allocation for people 10 years from retirement (50-60yr old)
13:07 – Optimal 3 Fund Portfolio for people 40-50 years old (20 years from retirement)
13:41 – Why I’d cut down the dividend ETF for certain portfolios
14:48 – 30-35 year olds OPTIMAL ETF percentages for 3 Fund Portfolio (How I’m investing)
15:23 – How to invest at 20 years old for MASSIVE gains
16:26 – Optimal ORDER in investing your money in 2023
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This might be the single best investment video on YouTube. Clear and concise with excellent explanations. I took a ton of notes as I am actively reconfiguring my main IRA account as I am hopeful of retiring in 10 years and wanted to shift away from growth a bit more. Thanks for the outstanding content!
Hi, I'm 25 years old and i live in Canada. As i don't have CAD alternative for SCHD and US dividends are tax withhold in Canada, i cannot buy SCHD. Although i have CAD version for VOO and QQQM which are VFV and QQC. So my question was, which etf should i go with in replacement to SCHD ? I was thinking of XEQT, i know it's not high dividend etf but it follows old diversification strategy i guess.
Hello, I live in Scandinavia and have started following your videos 🙂 I'm a bit of a beginner, so there's a lot to catch up on. I'm wondering if I understand the terms you use in the video,
Foundational ETF (50%): This could be an ETF representing a broad market, such as an index fund tracking a broad stock index like the S&P 500. These funds provide exposure to the entire market and are often considered stable and reliable long-term investment?
Dividend ETF (25%): This could be an ETF focusing on companies that pay dividends. Dividend stocks are usually associated with stable and established companies that have a history of sharing profits with investors through dividend payments?
Growth ETF (25%): This could be an ETF focusing on companies with high growth potential. These companies may be in the early stages of development and are expected to experience significant growth in the future?
Professor G,
I am seeking advice on what to do with my state pension after leaving state service (IL) and entering the federal workforce (BPA). I am vested but cannot collect until 2053 and would receive $1,048/mo.
I will have approximately have 67-70k when I leave in April 2024 in my state pension.
Option 1:
Rollover the pension contributions to the TSP. Currently 100% C fund. I have 20k in TSP from my time in the military.
Option 2:
Rollover into Fidelity IRA and invest in ETFs.
VOO 20%, VUG 40%, SCHD 40%.
What are your thoughts?
Additionally, I am 38, not investor savvy, and would like these because I understand it as I can set and forget like I do with my TSP.
Hi.
From the UK and find your videos very inspirational.
I do realise you are US based but any chance you could make some videos with uk / European ETFs.
Yes i do my research to find cross market equivalents, but it may also increase you viewer base
Hello Prof. G! I just wanted to thank you for this free education you provide on investments! These videos allowed me to understand ETFs (amongst other things) and how to effectively view/use them better than anything I've read and seen so far. Thank you for making investing easier to understand and do. I appreciate the time you've put into your research, as well as your transparency. You're actually consistent in your claims (despite the trending titles lol) and provide a sustainable solution, even for those that have a low budget allocation. God bless you and keep up the awesome work!
I really love your 3 ETF portfolio – thanks for your excellent ideas. Question for you: I intend to also invest in REITs funds instead of buying buildings physically. Would you have a suggestion of what percentage of my portfolio should be in this? I'm in my 50s – thanks Prof G!
So to make sure I'm hearing correctly. Its best to go with a high dividends fund versus a bond fund no matter the age due to the return being higher? Is schd as safe as bnd? I guess in this particular video bnd being down 10 percent doesnt truly model safety huh lol
All great info! Thanks for sharing!
If I watched your videos when I was 20 I sure would not need to be watching now that I am 50!
What is your thought on including small amount of money to emerging market ETF and developed market excluding North America ETF into the 3-ETF fund?
Do you have a fidelity recommened 3 fund portfolio with your similar vanguard logic. Tk u so much for the wealth of info.
Thank you for this information. I’m in Canada so now I just need to figure out how to find these stocks in CAD.
Profesor G, which one is better to have in the high risk high reward category? VUG or VGT? Or is it better to have a little bit of both?
New to Professor G- can someone please help direct me: is this for a 3 fund portfolio for a Roth IRA for instance? Thanks !
Hi Professor G, when would you say is rhe best time to buy these ETFs. I have the money in a mutual fund so is it better to add money every week as some people comment here or add the money all together at once?
VOO and VUG have a pretty big overlap. Does that make sense?
Great content. Thank you!
VTSAX?
I'm seriously thinking about the following for a 3 fund portfolio.
40% QQQM
40% SCHD
20% VBR
No "international" stocks, no bonds. Am I crazy? I have a 10-15 year timeline.
I don’t see any mention of Jepi or jepq
You're the man Professor G! Love the informational content you put out here, it's really helped me build a stronger portfolio.
Hi Professor G! Well thought out and explained videos! Would a portfolio that is allocated as 60% Foundational, 30% Growth and 10% Dividend be optimal?
Thank you for sharing, this is so useful for me.
Do have an S&P 500 example of Foundation ETF and what makes an ETF a Foundation ETF.
Looking at the holdings of the three etfs, please note that the results of having only SCHD and SCHD will yield very similar results than adding the foundational eft VOO. This is so because 28% of VOO holdings are the same magnificent seven as seen with SCHG. The rest of VOO's holdings similarly mirror the holdings in SCHD. I agree with Prof G that bond funds are a poor investments. A laddered CD holding to cover up to 2 years of emergencies will cover the vast majority of risks.
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Subbed. Thank you 🙏🏽
I have been intimidated by all of this for so many years I am embarrassed to say. I have been paying an advisor that 1% for years. You have given me the confidence to go it on my own and I am not looking back! Thank you for the BEST content youtube!