#savemoney #frugalliving #moneysavingtips
In this video I discuss my Top 10 Tips to Living Below Your Means Successfully. If you’re looking to cut down on expenses, you’ve come to the right place! Make sure to hit that “Subscribe” button and turn on the notification bell to never miss an update from my channel. Stay tuned for more valuable content!
Watch these videos next…
31 Top Money-Saving Grocery Tips
16 Modern Ways to Spend Less Money
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Want to get in touch with me…
Email: jennmariecook2018@gmail.com
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– Information on this channel (Jennifer Cook) represents my thoughts and opinions only. I am not a medical doctor, medical professional, financial expert or any other kind of certified expert. I have no professional training in life coaching. I discuss things I’ve learned that have personally made my life better. All content found on this channel (Jennifer Cook) is intended for informational & inspirational purposes only. Please be sure to do your due diligence and contact a professional with any questions you may have regarding any information you have seen or heard on this channel (Jennifer Cook). This video and all videos on this channel are a means of social support.
My budget goal is to live within my pension most months without using my husband's social security because I will not get his SS if he dies before me. The months we pay property taxes and house insurance will not be within my pension but most months can be.
Doing yr own reasearch or taking everything with a grain of Salt…Is being smart in these days we are living in. As 2 Timothy 3:1…😊😊
Great video! I'm also debt free minus the mortgage!
Hey Jennifer , another great video I loved all your 10 tips I thank god that were debt free and trying to save as much as possible you have been an inspiration to me god bless you for all the time you put into your videos , I hope you have a great Sunday with your family .
Glad to see you looking rosy and healthy again!! I hope the kidney issues are in the past!!!
Great video.
lol. Collection calls. (Way back also). Prob also why I got in the habit of never answering calls right away. 😅😅
Hah! Here to also testify about landlording. Esp if you share space with others. It’s NOT passive. It’s been quite the ordeal just for me to learn how to have sufficient boundaries with my tenants. (Although that’s not the only issue or work you’d have to do). I’d say it’s not quite as bad if you have tenants in a separate property, but it’s still very much like a 24/7 “on call” job and the weight of it is always present.
I love using the Every Dollar app!
The last two months have been really expensive with some dental work, a new used car, plus I pay my auto insurance for the year to save $, and I had another annual charge due. But because I budgeted, I didn’t have to pull $ out of savings, except for the car. It also helped that I got three paychecks in February! Oh, and I’ve been really diligent about turning in my FSA receipts, so I get that money back right away.
Thank you, Jennifer, for all those great tips!
All about the budget. I track incoming and outgoing down to the penny. No debt.
Fantastic, wise suggestions. Millennials greatly benefit from the content of this video about money. You are so young and so wise, I hope they listen to you. I'm in my 70s and love all of your videos.😊
Thanks for all your tips!!
Something I heard recently is “your not an influencer, buy you ARE being influenced”
Aimed at the “ooo I need that new candle because XYZ has it” or “I need to re-decorate because XYZ has changed their home and everyone thinks it looks great”
You don’t NEED the candle, they did their job well and influenced you into thinking you needed it…
You aren’t an influencer so who are you trying to impress by re-decorating just to ‘keep up’
❤
We track our spending with a pen & paper (in a book). It’s in the lounge where it’s easily accessible. We write in it after every spend. This helps us know how much we have left & keeps us in the budget.
Our bank has a Save the Change option. It rounds up to the nearest Pound and puts it into a savings account.
Yes rounding up helps.
Budget
I just love your videos! You give that inspiration and boost to me to continue living a frugal, yet abundant life.
I live in Toronto Canada and pretty much everyone around me complains about food, gas and housing prices. It is so true that almost everything is up, but once you learn the difference between wants and needs and realize that I can make different choices (like repurpose, go without, only shop sales,move, give up a hobby that is now too expensive). Over the years, my family and I have intentionally planned how we can inflation proof ourselves; like stockpiling food (or anything!) when at rock bottom prices, we cut our own hair, drive as little as possible, don't pay for convenience (food delivery, prepared meals, take out, coffee shops etc). The list is quite endless 😊
I would love to hear how you future proof / inflation proof your family. Perhaps a future video idea? Thank you again 💕
I used snowball method heard from YouTube. And in 2020 I was completely broke and had almost $50000 in debt. But I decided to end debt and start taking things seriously. I cut down all expenses and worked 2 jobs and also go to college . I go home only to get shower, food and 3 hour sleep. Rest I also slept in my car but, within 1.5 year, I paid off all debt. I changed 3 Honda civic in this process each was $1100 in cost because I use to do pizza delivery as second job. Still use same car. I was only 23 year old at that time. After watching your video, you refreshed everything I use to do. Thank you
So happy to see you today.
The last video I saw was 3 years old! Welcome!
Ive never had any debt. I dont understand why people do it.
I only buy fresh food for one week. Why do people buy so much stuff. Stores are accessible every single day… no need to OVERBUY.
Hey Jennifer, thanks for sharing another great video ❤️🤗