Today I’m sharing some of my top tips on how to apply minimalism to the way we budget and manage our finances! These are the practices that I use to keep my finances simple and in order so I can reach my financial goals! 🙌
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What's one budgeting tip that you personally have found really helpful? 🤍
Okay so what If I want to travel when I’m young than when I’m old 😔
I am 26 and I lost my job half a year ago and budgeting really opened my eyes and made me realise how much money I spend on bullshit. I recently got a new better payed job and I am definitely planning on sticking to my budget and use the extra income for my savings… I know the rule is 50/30/20 but I am planning on switching the 30/20 so using 30% for my savings/debt and 20% for wants!
Living below your means and no matter how much money you make will have a huge impact on your finances
1. Keep the guide simple with a zero based budget
Only having one credit card with good rewards.
$45k a yr , gosh I barely make over a £12k a year but that’s my uk support worker job for u😀 ok time to finish this video😆
Edit: aaagh loved this video thank you for all the amazing tips! I really want to shop more mindfully because I often find my self literally going food shopping every few days and spend so much!! and end up buying so much crap not gona lie… I want to learn to do my food shopping more on a budget because of all the videos I watch like £20 food budgets etc a week on groceries, when I would spend over £30 ( $40 ) every like 3 days which is CRAZY🙃 not the mention I got 8 takeouts last month impulsively which im so ashamed of lol 😶❤️ xx
since starting a zero based budget i have been able to literally recover from a shopping addiction and lazy spending habits! I will never go back!!💰
Thank you so much for this video, I will set up a new system right away, feeling motivated! 🙂
Yes I love this simple idea of a budget! And also saving before spending!
Barefoot book helps….
Love your vids about the minimalist lifestyle. I want that kind of lifestyle too and constantly failing but your vids are a big inspiration. Hopefully I’ll be able to be like you, especially purchasing with no credit or debts involved🤍
True, I had to tell my niece sorry i cannot join in your wedding. But, I done beading gift its my hobby i gave her and she saved in buying gift saviniour to give her guests. She understood and she was happy.
Thank you for your sharing❤
Love
Shehnaz Ahmad
Tour Guide
Johannesburg
South Africa
🇿🇦
wonderful tips!! thank you for the solid advice💗
My favorite micro saving tip is an account that adds a certain sum of money to another account every time you pay with card. For example, my account transfers 1.50€ to my micro savings account. It adds up quickly and is super easy! As a student, I can easily build up to 75€ euros per semester when using this method. Plus, the money that you have saved, can works as a small emergency fund as well!
Did you have a budget template available also to see how to keep track of this zero budgeting concept?
My husband and I take out cash when we are paid every two weeks. We allocate it to various envelopes ie: groceries, incidentals, gas etc. We also pay ourselves 50$ each every two weeks. That is our “fun money” and we can spend it as we see fit-no questions asked. This has drastically helped us stay on budget and meet our financial goals faster. We want to pay off our mortgage in another 8-10 years and renovated our basement into an apartment to help us reach that goal.
So many great tips. As a fellow minimalist, I agree budgeting is definitely important especially if you have a partner and/or kids! Here's how we do ours for more ideas
https://youtu.be/rd8WkxvMAqg with more details on the description section. But knowing how to grow your money is also as important and I have many tips on how to reach financial freedom too. xCC
Hi Ashlynne, I just wanted to say I've been really inspired by your videos & its awesome how thoughtful you are when it comes to money. I've been watching your content these past few months now. I turn 26 in 6 days (I believe we are around the same age) sadly from when I turned 18 till I got married at 24 I was quite careless financially & got myself into stupid debts like phone plans that suck the money out of you & took a few years to pay off. I tend to look at what I could have done & feel so guilty but I know we can't rewind time. After I got married to my best friend back in 2020 (luckily for me he is a lot smarter financially & that has rubbed off on me ) I started to prioritise a lot more. We are now working on a few savings goals together & are also happily expecting our first little bub (a boy) in May this year. I know things can & will improve from now on. 🙂
We r car from rich we r totally debt free too including our home and cars. And we have all we need and more. Yay.
Just realised, my financial future is dependent on left overs 😂
I love yur videos!!!
That was good! Thanks!
I believe this is very helpful. I love that it is useful even when I’m in the Philippines, my home country…but also looking forward to live abroad with my husband in the future. 🙏🏻
Great video ❤ keep up the great work and smiling 😊