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Love it
Budgeting is SIMPLE! having the discipline to stick to a budget is the hard part. Some people aren't willing to sacrifice. They feel entitled to a new car, a $1k phone, a 4000 square foot house, etc. Ya can't fix stupid.
You were spot on on the food bill.
Not harder than being broke
The famous budgeting
Budget restricting? I actually noticed I had more money to work with than I thought after I eliminated all the fluff I spent money on.
Well technically a budget is by definition restricting the amount of money you use in different categories š
I declared war on my debt. Just our mortgage left. Daveās plan works. Start today. If I can do it so can you!!
Turn around, don't do that š
Yes, it is if you also have depression…
What is a good amount to spend on groceries for adult female and adult male? Dave never discusses the numbers for groceries.
Budgeting is not that hard. Just assign each dollar a job and stick to it. If your fun money is running out then you know you have to wait until the next budget period. Yes you will sometimes break the budget but the idea is to stay in track after that.
Since I started this weāve been saving about Ā£1500 per month, and weāre not even on rice and beansā¦.
Mapquest and Budgeting is hard for lazy people.
Any advice on how to budget on a āsingleāincome that is not salary? My husband travels for work for his civilian and military jobs, and though I meal prep as often as I can he still has quite a bit of meal and travel expensesā¦ I donāt know how to get us in a good spot.
i did it back aswards . i was Investing little at 20 and investing a boatload at 50
Dave Ramsey 2024
3:57!
Budgeting is hard when you hold back on how bad your finances are.
I've just cut all takeaway out an pack lunch for work crazy how much you save and coffee from home
Me: overspends
Dave Ramsay: SSSTEWPID!
My spouse has no interest in a budget. Itās aggravating
I have my monthly expenses laid out but since Iām self employed/full commission/unpredictable incomeā¦I have to figure out how to make it work!
"The budget police" š
I budget on a monthly basis. Just a Word document with the name/date/amount of each expense and, after paying it, I highlight the row in green to know it's been handled for the time being. When I look at that column of text and it glows green back at me, I definitely get a little endorphin buzz š
I've kept a monthly budget spreadsheet for 30 years but only recently have started weaning myself off using a credit card for day to day spending. This has really ramped up my self awareness of where my money is going
I started drinking water only, I'm quiting fast food, soda, chips, too much chocolate. I'm done. I finally faced the music, (my monthly spending habits), and it shocked me to my core. Goalwise, I only feel the need to purchase a vehicle and a house. After that, I hope to continue to live the way I really want to.
The every dollar app is not the world best budgeting app. Itās not useable outside of the US (sadly), so by definition is not the world best.
Just by listening to Dave and Rachel over a day i said no to almost $200 in impulse purchases-
how would u make a budget b4 the month starts, if u dont even know how much $$$ u will be getting?! š