What do you do if you are not concerned with volatility, and are willing to take on even more risk than the stock market has to offer? There are two options: reducing diversification, or using leverage.

References in this episode:
– Life-Cycle Investing and Leverage: Buying Stock on Margin Can Reduce Retirement Risk:
– Lifecycle Investing: A New, Safe, and Audacious Way to Improve the Performance of Your Retirement Portfolio:
– Embedded Leverage:
– Why Do Most Investors Choose Concentration Over Leverage?:
– Leveraged ETF Rebalancing: An ETFdb.com Guide:
Path-Dependence of Leveraged ETF Returns:
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29 thoughts on “Investing With Leverage (Borrowing to Invest, Leveraged ETFs) | Onlyinvesting.info”
  1. For the lady point you made: how can "embedded leverage" of a leveraged ETF be "priced in"? How is it priced in? What does this mean in this context?

  2. And for those who will tolerate even higher risk, you could borrow against your home/margin loan and use the money to buy leveraged ETFs

  3. A leveraged etf would still significantly outperform the index in the long term, if it goes up in the long term right? Can the effect of the variance actually make it underperform the index? Are there any examples of this?
    For instance, TQQQ (3x nasdaq 100) isn’t exactly 3 x QQQ but still significantly outperformed it despite the volatility and I think despite the expense ratio.
    In light of this, wouldn’t it be smart for a risk tolerant long term investor to invest in something like TQQQ, on the assumption that the nasdaq 100 will rise over the next 20-30 years?

  4. Looking at NTSX and other wisdom tree core efficiency funds, wpuld that be embedded leverage? Thoae seem to apply a safe optimized risk portfolio and leveraging them in a very cost efficient manner. May only be us market only.

    I'd love thoughts on those!

    Love your work. I've watched like 25 videos this week alone.

  5. I am viewing TMF currently. What is considered a long-term hold on these leverage positions/typically too long on average? Does safety change at all when you are viewing a 20 year bond etf versus others? And I understand that nothing is guaranteed thank you for the insight.

  6. 8:00 I was thinking of going this route. Get my portfolio up to a certain level, then borrow against it after a crash. I predict that the interest that I pay will be less than my gains in the long term by a land slide. Get rich quick by never selling my investments and paying taxes on them. It is kind of like a mortgage method. You buy a house at 100k dollars but you pay 20k out of pocket and pay off the remaining 80, but if the house goes up to 300k, your mortgage is still 100k and you just 3x'd your investment just by taking out a loan instead of saving up the 100k and find out it's too late. Much in the same way, I want to borrow against my portfolio after a market crash and pay off that loan over time after the rebound. Thus I can DCA until a crash, loan, invest the loan, and pay off the loan instead of dca, which would overtime result in less equity for the same amount of money.

  7. Why cannot ETF company just manually give value equal to exactly 2x asset price, every day? Weather the ETF company even have underlying stocks or not is irrelevant to the buyer?

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