Investing in 30’s and 40’s – What are all the things that we can do in our 30’s and 40’s to have a comfortable retirement corpus is explained in Tamil with English subtitles.
00:00 Intro
00:24 Better late than never
00:54 More income
01:29 Save first before expenses
02:32 Retirement needs
03:31 Sample Calculation
04:49 Savings Rate
05:03 Salary Hike
05:22 Investment Return
06:42 Lifestyle Inflation
07:32 Avoid bad debt
08:52 Fee only financial planner
09:24 Buy Life Insurance
09:41 Eat healthy
10:39 Spend time with kids
10:51 New Subscribers Guidance
Tools:
Sheet used in this episode:
Instructions to copy the file:
If you are using mobile, click the three dots in the top right corner, then export & Share and then make a copy. That will copy the file to your account so that you can edit. If you are in a desktop computer, go to File – Make a Copy to copy the file.
Related Episodes:
Equity Portfolio:
Life Insurance:
Handling Debt:
Pay Off Debt or Invest:
Financial Planning:
Building Wealth Series:
Index Fund Investing:
Risks in Index fund investing:
Asset Allocation:
LinkedIn:
Twitter:
Web:
#VijayMohan #InvestmentInsights #InvestingIn30s #RetirementPlanning
DISCLAIMER:
The content of this video is my own opinions and is for information purposes only. It is not intended as a substitute for professional financial advice. It is only intended to provide education about investments.
Related Episodes:
Equity Portfolio: https://youtu.be/KdCs3EWGJvQ
Life Insurance: https://youtu.be/FzMoCiciecE
Handling Debt: https://youtu.be/jUD11ffvPBA
Pay Off Debt or Invest: https://youtu.be/KZsiHxSJocc
Financial Planning: https://youtu.be/gmphBOLjwcQ
Building Wealth Series: https://www.youtube.com/playlist?list=PL0g8QXs4hyCU36k9b9aZMG4C8OrRTHl35
Index Fund Investing: https://youtu.be/RnBpP-lHNgw
Risks in Index fund investing: https://youtu.be/53I0X43PoWQ
Asset Allocation: https://youtu.be/NRPS2cPjnu4
in india for youngster more 20LPA within 40 age tough !
Sir,
I would like to invest in bond,. may kindly advise me which company bond is beneficial and secured one.
Can please explain about PDT rule ??
Sir போர் போன்ற காரணங்களால் பணம் பாதிக்கபடாமலிருக்க ஒரு large or any investment scheme பத்தி சொல்லுங்க sir please. Investment period 10 yrs amount 1 lac
Pls reply
Please suggest – I bought nifty index mutual fund lumpsum at 16350 during march. Should i exit now and buy at dip? Or wait? Invested for long term..
Sir , if we invest in 401k that's only 20K and how could we add that into % of saving for 40% calculation ?
Thank you sir
Useful information sir…Thank you…You have listed options for investing in nifty 50 like uti in your old videos…Would like to get your options for investing in debt funds…
Your message is well explained!! I felt that this episode was made for me. Thank you sir.
Hi Sir, As same new to share market and did mistakes in selecting stocks.Please give your suggestion on the below.
Which one is better example 10k SIP getting stocks or in mutual fund?
for long term
How to contact u sir…need some investment guidence
Hi Vijay – Episode on REIT and how to choose a good one will help . Thanks
Sir can you make video on Nps, if it's good or bad and about nps as tax saver
Hi Sir
Saravan here. Your videos are useful and informative. Thankyou
I have plan to buy house I. Texas is this good time to buy?
can I talk to you? If you have time and permission
If so do share details to reach you
Hi Sir,
After starting seeing your videos . I have learnt a lot. Thanks for all those knowledge sharing. One of the video you have suggested index fund is one easy way for wealth creation. Similarly kindly suggest us any one way for retirement planning in India, annuity plans ..
Goood video sir.. But romba technical words a iruku.. Pls for non commerce people like me..
Super sir.. Enga ponalum vidamatanga kadanalli akiruvanga
Lovely sir.. More than investment related topics… Lovely points.. Spend time with children… Life insurance
Vijay – I'm a fan of your video. Can you make a video on this HELOC vs paying extra money towards the mortgage payments as I know in one of the video you said for the peace of mind you and your wife thought to pay down the mortgage faster and how you did ? did you use HELOC. i have seen multiple video and it is very confusing and as usual when you do you would be doing an excel sheet and we can play around with our mortgage and interest rate values. This would be really interesting for the new homeowners like me. thanks and expecting a video soon on this.
Paper goldla investment panlama sir
Hi sir, can you suggest me any online courses for learning share market? It will helpful to learn market and funds.
Text me on Whatsapp for more information and guide ☝️☝️
Thanks bro
🙏
Hi sir, I have query, just to understand that how the profit works? Is it good to buy low pice stocks with High quality than High price stocks with less quantities? Becus qty*pice increase is equal profit. Pls correct me if my understanding is wrong..
I remember you gave perfect example for this in one of your video.. i couldn't find them.
Great speech Sir, I am 48 years old, can i invest in Index fund from my bank savings? Can i use Groww app to invest in Index fund
1:48 Vijay sir explained my past whole life in 2 seconds
Hi sir nan oru nre Dubai la work panra monthly 1.5 lakh vachu 2 baby name la post office plan podura .ennoda name 5k vachu rd podura Appa name 10k rd la invest panra wife name 3000 mutual fund la podura ithellam oru Nalla investment ah Nalla savings ah ithula ethum change pannanuma thanks for Ur advance reply thanks sir.
Thanks a lot sir
Sir, I have a doubt in yearly salary hike. Is it the percentage hike of gross annual income from salary or the percentage hike in monthly salary ? Because I am getting negative values when considering my actual monthly salary hike of just 3%. But positive values when considering gross annual income from salary which is at 8%. So am worried what to take and how much to save depending on this. Please guide. Thanks.
I realised the value of savings only in 40 sir 🙏
நன்றி ஐயா உங்க தகவல் அனைத்தும் மிகவும் உபயோகமானதாக உள்ளது நன்றி
Thanks Vijay, very good insights. When it comes to savings rate, should we calculate based on pre-tax income or post-tax take home?
thank you sir, 🤝
நன்றி எனக்கு 38 வயதாகிறது
My salary is 25k, I'm a single parent 2kids,please share excel for low income people.
Hi sir good videos all good. Can u make one video for me retirement @ 45 to 50. Iam NRI my age 39 now .
Mall, cinema, biriyani 🤣
Sir native thiruvarur?
Thank u sir.
Sir,
Please advise, is it adviseable to buy Riders with Term Insurance
Very good service to society. Keep it
Sir naan ungal intro ku adimai❤
Vanakkam sir super
Please contact number sir
agha
video for people earning morethan 80,000 per month
if people earing 20,000 not for u
but you can invest what ever you have
Its amazing to see the content of your video's sir. Is there any way to get financial advice from you on an individual level? What are the books you recommend to gain knowledge about various asset classes?
I believe this is one channel where I can blindly Like the video even before watching it. Appreciate all the effort that has gone behind creating and sharing this quality content.
You practice what you preach. Very evident in the simple and crisp but non fancy way of communicating.
Thanks for the inspiration.