How to invest to retire and how to invest while in retirement are different. • Nobody explains this part of being able to retire early. Stock market investing, ETF investing, bonds investing, and more are explained and when to use each appropriately. If you want to retire soon you need to watch this video!
#etfinvesting #retirementadvice #indexfundinvesting
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I retired early last year. My ETFs approach is as follows: (1) I want to have $5,000 combined monthly income from Social Security and JEPQ. Reason for JEPQ instead of JEPI is that QQQ should be more volatile than the S&P 500, thus higher Covered Call premium. (2) My remaining IRA money are in SCHG (Growth: expense ratio 0.04%) and IVV (Foundation: expense ratio 0.03%). The argument against JEPQ has always been the upside is capped. Well, I put enough money into JEPQ to get my desired monthly income and let the rest ride. I could live another 20+ years so need to continue growing my portfolio, to suppress inflation.
If anyone see any error with my approach, I welcome your comment / guidance.
Can you sugest the best etf for people on europe and Portugal?
Flipping fantastic!
I think when i get ready to retire i am selling most my 403b into the bond etr but then keep my SCHD to get two sources of dividen passive income but then theres a little geowth on the SCHD as a general ETF. The vanguard bond ETF with a 4 % growth might be safe but no room for growth unless you can survive alone off the dividen!
QUESTION. Which is safer, Dividend etf (like SCHD) or individual dividend stocks?
Hey professor G. This video is spot on. These tips makes perfect sense when it comes to preserving your money for long term. Thanks for all you provide 👍🏾
Hey Nolan! Always appreciate your advice! I recently saw that Discover is potentially getting acquired by another bank. I currently have a Discover It Credit Card as well as a Discover HYSA. Any advice moving forward? Should I pull out due to the acquisition or see where time takes us? Thank you kind sir
is an expert considered an expert if they’re wrong 85% of the time? 🤔
is there an equivalent to SCHD but NOT distributing the dividends if we don’t need dividends now but plan to invest to prepare retirement?
Hi ive been watching several of your videos lately. For growth do you prefer vgt or qqqm or schg or i know ive heard you mention vug in the past? Just let me know. Thanks!
Hi ive been watching several of your videos lately. For growth do you prefer vgt or qqqm or schg or i know ive heard you mention vug in the past? Just let me know. Thanks!
ThanX Nolan… ALWAYS great information. Always pure gold information. I retired at age 50…. I grabbed a side gig to keep me busy and taught at University for ten years…. Now I hang out and work on investments…. Thank you very much for all that you do for us….
You swapped QQQM for VGT?
Great video. I use SPHY for my bond ETF. Riskier than most others, but tame compared to stocks. I think the current yield is about 7%, and the standard deviation is 8%. Super low expense ratio.
Just curious. If you pay taxes on dividends yearly why not wait until 50/60 to begin buying schd and just do like 50% VOO/ 50% into qqqm?
You are helping many older people to avoid the planned socialist totalitarian state.
Very informative as always!
I was wondering what the impact of capital gains tax on retirement would be. As a non-US, UK expat I expect a lot to be lost via taxation, but I'm not sure what factors in particular need to be considered. Thank you for your insight Professor G.
Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring…managed to grow a nest egg of around 2.1BTC to a decent 15B TC in the space of a few weeks… I'm especially grateful to Kerrie Farrell, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape…
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart
Show us your portfolio.
Why does the thumbnail say fully retire in 5 years or less?
Morning Prof G. Im very new to all of this & was wondering if to mainly focus on schd & qqm or should i include a s&p 500 from charles as well ? ?
Fire content , Keep it up 🙋♂
Out of curiosity, is there any chance to collaborate with you as video editors to build up your personal brand?
I had one of my finest years financially in 2023, despite the fact that many others had a chaotic year. a $40k investment yielded almost $300k. My financial advisor JANET SANTA SHERRY set up some criteria, which I followed, and the results were good. Stock investing is what I would suggest to anyone wishing to invest extra money and earn passive income.