How to save money fast on a low income & personal finance tips // How to simplify your finances – Financial minimalism. Here are a few simple tips to simplify your finances and take control of your money.
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Credit card companies don’t lower apr on existing balances.
I call it streamlining my finances. 5 bank accts, 20 sinking funds, 15 cash envelopes WHYYYYY❓❓❓❓Stretching ur money thin
Thanks for helping me to repair my wallet absolutely love your channel ❤️🥰
Great Tips!! Thanks again♥
Great tips as always
Great advice. They are very useful. Thanks for sharing your knowledge
What works for me, at this point in time, is keeping our basic bills until the end of the year. Utilities especially. My reason for this is 1. So I have the account numbers handy. 2. I keep the confirmation number on said bill incase a snag happens. Now rent, I do a money order and hold onto the receipt. Internet and phones are both through the same provider. With the phones being auto near the end of the month.
All that said, I pay as much as I can before the due dates: Net, Repay, Rent, Gas are all paid within the first week of the month.
Utilities and Phones at the end with groceries somewhere in the middle.
You always have great tips! Auto pay is the best, it creates less things for you to do. Leaving credits card home & the prepaid debit card was good too! Thank you.
I'm absolutely committed to learning to live on less as my husband nears retirement, so I reduced our grocery budget by 30% & asked my hubby to get me a preloaded debit card with the budgeted amount transferred onto the card from our checking every month. It's been very, very difficult but I've gotten super close to sticking to budget (only lacked $6 last month) & determined to achieve it. Love all your great–and realistic–suggestions. Thanks!
living less makes me feel like my mind is clearer 😌
I love the idea of the prepaid debit card since I'm not a fan of carrying cash.
I love your excellent and educational videos, Thank you and stay blessed.
The best mask is not any mask, and open up this world, and let people earn a living again!
It is all a SCAMDEMIC, and to give you the death jab.
Stop being sheep to the slaughter.
SCAMDEMIC!!
Please wake up everyone.
R.I.P. Real truth yesterday, today, and forever, until we stand up and be moral adults.
Malcolm X speaks.
https://youtu.be/uZZ-j4ZB-Go?t=12
I love having multiple accounts. It has numerous benefits
Appreciate your videos . Love the scanner idea and cutting expenses idea .
I struggle with the clutter of paperwork. Never occurred to me to scan & categorize my documents. Thank you so much for this tidbit. Completely unrelated–you look so lovely in your videos.
I clear out my stuff every year… minimalism has helped. We are getting ready to sell our house in hopes to buy a fixer upper investment property on 11 acres. The sale of our house will pay for the farm. We use one account for the paychecks and transfer the money from there to various accounts. Investments go into We-bull. I calendar my bills…e g the first Friday is the mortgage, the second is the township and insurance, and so on and so forth. The mortgage is set aside every week. We set aside extra for it. No debt in 3 years! Credit card debt? What is that?
I'm a believer too in having separate accounts for my goals. But I also got to a point I had too many accounts. It created complications.
Can I ask, which document scanner do you use, or which would you recommend?
Thank you for these tips! They’ve helped me a ton! I can’t wait to apply them in 2022.
I prefer mutual funds and ETFs but: It doesn’t take too much effort to choose stocks, you just pick 30-40 in different industries with different performance – many follow the market, silver and gold go opposite of the market, high dividend yields means greater volatility, coke and Kelloggs are things people will always buy therefore safe stocks – same for Costco and others
Love your videos! So helpful ❤
love from India