Living below your means is a smart financial strategy that can help you save money, reduce debt, and achieve long-term financial stability. In today’s video we are going to be talking about how to live below your means, and some tips for how to save money during the cost of living crisis.
Watch this next —
THINGS MENTIONED:
Plum app to save money without realising –
TopCashback –
(we both get a free £10 cashback bonus when you sign up)
Sinking funds video –
I have loads of free budgeting printables over on my website if you’d like to get a free sheet to help you with budgeting to help save money during the cost of living crisis. Just go to my website and head to the “shop” 🙂
Living below your means to save money requires discipline and making conscious choices about your spending habits as well as making sacrifices.
It may take time to adjust, but the long-term benefits of financial security and reduced stress are well worth it and it’s important to remember with saving money or getting out of debt that it’s not forever – don’t let it feel like a punishment, try and treat it like an opportunity to better your financial well-being and get better with money.
You may like my budgeting tips and money saving ideas videos –
My Amazon store is linked for you here with everything I recommend for home, storage, fashion, skincare, cleaning, travel and more
♡ S O C I A L M E D I A ♡
Come and find me on Instagram if you want to see things like my budget outfit ideas, ways to make your money go further and more of what I get up to. www.instagram.com/larajoannajarvis
My Budget Best Life FB Group is free to join and is a really supportive community of budget friendly people!
Lots of love, Lara x
All of my music is from Epidemic Sound:
The links above could be affiliate links, which means if I have inspired you to make a purchase and you choose to buy something through one of these links, I may receive a small commission on the sale, as a way of thanks. It makes no difference to you as a buyer or the cost you pay, but I may receive a small compensation from the brand via rewardStyle or Amazon etc.
The information discussed on this channel is for educational & entertainment purposes only. It should not be considered advice. Please do your own research and I encourage you to seek professional tax, legal, and financial advice, before making your own actions and decisions.
All notes believed to be accurate at the time of posting but not guaranteed.
Found you today, great content💛
Just used your link for top cashback, thanks 😊
I love the lava lamp – I used to have one like that.
I have just gone gluten free. Cost of even basic gluten free items like bread is enough to make one weep.
I always have
I think I waste a lot of money by food delivery. Which I should cut down.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I only have one credit card, and I only use it if I already have the money to pay it back.
Saving typically results in you earning a lower return but with virtually no risk. In contrast, investing allows you the opportunity to earn a higher return, but you take on the risk of loss in order to do so.
Laura where in the world are you? ❤
I've got such a bad habit to spend on vapes, deliveroo and coffee's. I buy it and then regret it after.
THAT HARD-SELL OPENING IS SUCH A TURN OFF.
This video is so out of touch. We are living in a time where these budgeting and saving tips no longer apply. The goal is to be able to literally stay alive. Maintain some kind of shelter, heat that shelter, have enough to eat. Try to stay healthy enough to avoid the hospital. But how do you do that when you're killing yourself trying to do all the other stuff while making some rich guy even richer?
Look up Dave Ramsey for debt free living and financial advice.
I am very new to budgeting but really need to learn how to.
Can you send me any links that will help me make a start please? Many thanks x
Thanks….really good. First time here and have subcribed. A hopeless budgeter…now ready to take these tips. You have good experience it seems. Ta.
If you have the money to pay it off then you don't need a credit card
🤑🤑🤑🤑🤑🤔
I have stopped cooking pasta in a pan. I heat the same amount of water in a frying pan. More surface exposed to heat and quicker heating time. Always always use a lid. Put the salt in after the water starts simmering. No need for a rolling boil. The salt delays the water reaching boiling point. Tons of tiny things that all add up.
Lots of unnecessary criticism of this lady. Take what's relevant to u and ignore the rest. No need to put her down. Be kind to people or be quiet 💜
Great Content
Great Content
Get an allotment grow own veg . Open fire place up if possible lots of free wood about . Buy yellow sticker food . Make a batch of food in slow cooker put into boxes put in freezer . Buy a fire stick for movies . Bike to work . Make your own wine beer . Buy items from car boots clothes from charity shops … 😂
I live above, life is short
I life above😊
Spend,spend,spend.the more I spend the more I make. When my dollars are worth more than the face value. I buy gas in bulk, which cost less.
Why are you in debt.
I can show you, how to make that dollar become 5 , without stressing.
Highly recommend reading/listening to the barefoot investor. There’s also one for kids. Really down to earth and breaks things down in simple steps 👌🏻
What is cash back?
but why encourage using cc's??
❤❤love this channel. So helpful for me. I have to be more frugal , because the money we earn is out before the month is gone😅.
It is so nice to see a nice and lovley person like you😊 because in my mind frugal people are always grey and not lovley and they are not smileying . I never ever wanted to be like them catching after evrey penny and never have fun or nice clothing and nice things. That's the pictur in my head , and i think that's the key, to have enoug money,i have to turn the picture ❤❤ i hope you undorstand what i mean😅 . Thank you to helping me create a new picture . 😊sorry of my english , if it's not correct , i'am from austria , vorarlberg ,bregenzerwald.❤❤
What are your thoughts on buy now pay later? I try to only have one thing at a time that I’m paying off so it’s not a bunch of payments coming out.
❤thank you do much for sharing – this is everything I want to hear so happy to have found you 🙏🙏🙏🙏
This has really got me thinking! Eeek! 😳😳😳
Fantastic info thank you so much for sharing – I instantly subscribed and look forward to new videos 🙂
Very kind thank you
She's beautiful!
From my perspective – if one is in DEBT, THERE IS NO eating out, drinks after work, NO NOTHING. Owing money CAUSES DEPRESSION!!
Why are you racing along?
It's impossible to keep upa!!
BLAH BLAH BLAH…
I'M OUTTA HERE!!
I have unsubscribed