How Do I Make A Budget And Stick To It?
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After being pointed here from a co-worker who said its great I'm sorry but the fact that 90 percent of the people hearing this thinks he's talking like a money wizard makes me sad for most Americans with regular income folks if you have not heard just about everything he has to say your parents failed you.
You people are satanic and pathetic
he makes my insides cream 🙂
Until you are free from debt, I don’t think you should even consider eating out at restaurants where a tip is expected.
Waste Not, Want Not
I do not believe it will ever benefit you to waste even a single molecule of food. And I think it might behoove you to research how to cook and prepare insects commonly found around your house.
There are many many slick and sly crooks and con artists who broadcast advertisements in which the product is not what they’re actually selling. Instead, they are trained to trick you into signing very dangerous long term high interest financial contracts.
How do you plan for everything including stuff that isn't monthly but it's more or less every 2-3 months or like every 6 months, like do you have separate budgets for different amounts of time?
What made the most progress for me is figuring out how much I need to survive every month. My yearly income is over 81,000 dollars a year but I can survive off 43,920 so around 915 a month. So no matter how much I make as long as I have 915 at least that’s all I have access to. It built my savings fast and gives me a lot of ammunition to shoot at my debt
Live in a cardboard box for 40 years so you can be a millionaire the last 10 years of life.
What. A. Waste!
Just like Dave I started my budget off by saying I’m going to spend 3,000 on entertainment. I only Make 800.. now I’m in debt and have drug cartels after me. Am I doing this wrong or? ..
You have to give each dollar in your budget a job, from all the new jobs you keep learning about, and all the dollars you keep making.
Such good advice for people new to it! It's not a punishment, it is for YOU! 👏
I changed how I looked at budgeting as Ramsey said I looked at it as a straight jacket instead of like controlling a pitbull on a short leash and I'm terrible at spending like I get paid on Wednesday on a bi weekly and by the time its the weekend the money is already gone and I have budget a little and I have 155 left since right now I haven't paid the car and insurance yet but I do have to get parts for my car which I'm going to use the leftover since I don't have an emergency fund which I'm going to start
The hard part is tracking it everytime you spend a single penny. You have to continuously be in touch with your budget and where youre at for each category. I need to find an app that gives me notifications when im spending too much.
Not one person in America had a credit card before 1975 …. Please confirm. Now with the new era of shopping
Onlineit is a double whammy… where even your 14 year olds are being marketed to by Temu and such. “Parent be aware.”I’m starting the baby steps and had a question about the $1000 emergency fund because my work isn’t steady decent pay while working. Should I save more to cover the down times?
Congratulations on the new baby.
Really good advice.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
"A budget is permission to spend" I love that
How is the best way to budget if your income varies each month (self employed) is it better to do a projected budget based off estimates, or better to get a month ahead and use the previous months income?