Gender Investment Gap: Why Do Women Invest Less Than Men? | Vantage with Palki Sharma

As inflation and cost of living keeps rising, smart financing like investing is becoming increasingly important. But surveys show that women typically invest lesser than men. Global studies suggest only one in ten women feel that they understand investment. In India, 33% do not invest at all and over half of them are unaware of investments. Why is that? Why do women have a lower financial risk tolerance than men? Why are they wary of investing their money? How can that change? Palki Sharma tells you why financial literacy is the need of the hour.

Women Investors | Financial Stability | Gender Inequality | Firstpost | World News | Vantage | Palki Sharma

#womeninvestors #financialstability #gernderinequality #firstpost #vantageonfirstpost #palkisharma #worldnews

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23 thoughts on “Gender Investment Gap: Why Do Women Invest Less Than Men? | Vantage with Palki Sharma | Onlyinvesting.info”
  1. Looking pretty Palki, in this attire!

    The report says stock market investments deliver an average return of 9 per cent. In that case, why not invest in bank fixed deposits which provide an assured return of 7 to 8 percent. Is it worth bearing the risk which comes along with equity investments for an additional 1 percent return?
    Well, that's an argument for the sake of it. I too believe that a portion of one's investment portfolio should have an equity exposure. If you have the acumen to research and pick the right stocks, then the returns could be phenomenal. But there's still the caveat that there's no certainty or assurance of returns.
    In the 2009 stock market meltdown in the US, the bellwether equity indices in the US fell to the same level, as they were at 15 years earlier, implying that someone who invested fifteen years earlier in an equity index fund and held it for all this while, as a long term investment plan for his retirement, accrued zero returns in 15 years. In this case, he would have been better off with safer and risk free investment assets.
    I would conclude stating that equity investments are essential to be held in a portfolio, but the markets are unpredictable and one should diversify his or her portfolio rather than putting it all in equities.

  2. It’s not that women are “naturally” spending more or “illiterate” or don’t care abou t investing , it’s rather the *lack of awareness & financial education from a young age*, most women are taught (or see from surroundings) that perhaps men will take care of finances…
    Some are even discouraged from learning more with the dialogue “you won’t understand..”
    I’m pretty sure women & even other people in general will invest & be more responsible with money if they knew it’s benefits & consequences
    It’s a purely societal issue that can be fixed by changing people’s minds 😀

  3. Indian Women do invest.. but not in the arenas which you call as investment. Thats why indian poor families still function when a man loses money.
    So its the definition of investment that needs ro change to include women in them

  4. I do invest and iam a lady, mostly women are not too risktakers is the biggest reason they save a lot, they invest in form of gold a lot, and risk taking is something women lack as a part of conditioning and it is mostly men who propose women not vice versa, men propose get rejections move on to another, the same reason why women are less entrepreneur apart from above stated reasons. ❤

  5. Women have to break free from all kinds of doctrines & dogmas. They know what works, best for them. They could invest in health, happiness, personal care & hygiene, education,, sports & Wellness., etc. The rest of the things will follow. # Love & Light 😊 💙

  6. So many men acting like complete enemies of women in the comments section. I pity the women in your life. I think its hard for you to accept the truth that women are already becoming as capable as men in terms of earning a livelihood. We can see your insecurity guys. Mardaangi kaha gyi

  7. As a Nigerian woman living in Nigeria, I'm not keen on investing because the economy in my country is very very volatile. You can wake up one day as a government worker to realise your union is going on strike and the government is threatening not to pay if the strike action holds which often times goes on to hold so you'll find that you'll have to depend on what you have in hand before the issues get resolved. Or, you wake up one day as a private business owner and realise the government has created a policy that will greatly affect your business. We in Nigeria can't just take those kinds of risks because they end up becoming lethal as we always need to have substantial money at hand to fall back on.
    Our country is messed up, thanks to the evil people who steal power at all cost and impose themselves on us.

  8. women dont invest in stock market because they are cut from the same cloth……….. the commonality is………….. drummmmm rollllllllllll ………………………………………………………………. VOLATILITY xD

  9. My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

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