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READ: How to Make a Monthly Budget
DOWNLOAD: Free Monthly Budget Template Printable

Gusto mo bang matutong mag-budget ng pera?
Watch this Budgeting 101 video for our sample budgeting method for a family with a combined income of P20,000 per month.

In this video, I’ll share with you tips on zero-based budgeting method, cash envelope system o cash envelope stuffing method, and how to set up sinking funds. Ang sinking fund ay ang consistent na pag-iipon ng pakonti konti para sa future expense. Watch til the end of this video to know more about SINKING FUNDS.

Paano ba magsisimula sa pagbubudget ng pera?
Let’s make it simple. Alamin mo muna kung magkano ba talaga ang kinikita mo at anu-ano nga ba ang expenses mo.
Kung hindi sakto ang income sa dami ng expenses, alamin mo kung saan ka pwedeng magbawas o magtipid.

When you know where your money is going, you have control over your money at hindi ikaw ang kino-control ng pera mo. Mas mamomotivate ka din mag-ipon para sa mga financial goals mo kagaga ng pag-sasave for emergency fund, paying off debt, travel goals, education, retirement, and more!

I hope you watch this video until the end and let me know kung nakatulong sayo ang video na to na Budgeting 101 para makagawa pa tayo ng mas madami pang Personal Finance related videos. Thank you for watching and happy budgeting! πŸ™‚

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44 thoughts on “Budgeting 101: How to Budget P20,000 Income | Onlyinvesting.info”
  1. Please do 10k a month allowance of a student po huhu I always overspend kahit wlaa pa yung allowance ko MISMO dami ko nang naoorder online, etc. Minsan Wala pang 2nd week ubos ko na😭

  2. Ako po nahihirapan ako mag budget. Di ko po alam kung pano ko ibbudget ung income namin.
    Si Hubby po, 15/30 sahod nya 10k every cut off so mga 20k every month. Ako naman po since freelance makeup artist ako, hindi fixed ung income ko, minsan po pag nag ccompute ako ng kinita ko in a month as freelance makeup artist, kumikita po ako ng 25k-40k per month. Ang problem ko po, di ko alam kung saan na pupunta ung ibang pera bukod sa bills. Any advice po? Huhu nahihirapan po tlga ako. May money organizer naman ako.

  3. imagine, sahod ko is 22k per month, wala akong binabayaran na bahay tubig kuryente internet, lahat sa groceries and food lang pero wala akong naipon. need ko talaga matuto neto. thanks for the very informative video!

  4. Maari po ba kayong gumawa mg video para sa mga students na gusto din pong mag budget base po sa allowances nila? Ikinagagalak kopo na manotice ito. Thankyou po

  5. Kulang 5k sa isang buwan ..
    Lalo na kung matakaw, katulad namin πŸ₯² nagpapakain din kami stray dogs and cat kaya malakas kami sa bigas hehe ..
    Ala pa kami baby, newly wed po

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