👉🏽 My Intentional Spending Tracker (free) –
Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them.
Investing Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100:
⌚️Timestamps:
00:00 – Intro
00:28 – Paying Yourself Last
01:53 – Bad Debt
02:31 – Buffer
03:17 – Income & Expenses
03:57 – Spending
04:48 – Saving
05:37 – Taxes
06:56 – Waiting too long to invest
07:59 – Not caring
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DISCLAIMERS & DISCLOSURES
This content is for education and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Nischa is a participant in the Amazon Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
👉🏽 My Intentional Spending Tracker (free) – https://nischa.me/intentionalspendingtracker
Great advice!! Thank you.
Rich B preaches about how to achieve financial freedom 😂
You're either born into money or you aren't. That's the bullsht backward world we live in…..full stop
I'd be interested in your tax tips please
The key here is actually investing your money into things that make you more money. No need to pay your bills last if you font have investment opportunities available
I have the Acorns app setup to collect 25 dollars each payday right out of my BA into that account. I let it go and forget about it. in that app you can choose the aggressiveness of the investment type. Pretty cool! I don't miss the money at all and it piles up quick. Might cost a lil bit but it's cheaper than having and spending the money all lol
Sorry, but just comparing poor people.with rich people……
Robert Kiyosaki is 1.2 billion dollars in debt, according to himself. I would rather take advice from a homeless person than him. Plus, taking advice from a person with a financial degree does not guarantee success.
Thanks for the great video and the way youve presented the info, anyone can have super informative content but that doesn't mean itll be enjoyable; yours is one that for me got both. especially with financial topics I find alot of videos come off wrong to me- whether its in my head (or some of them actually are self important jerks im sure but not the point).
Id absolutely love to see a tax video (that doesn't get too technical and lose me before its done lol) and how to leverage it to my advantage as a non-business owner
Thanks!
you look soo beautiful..😍
Love this – Yes please to a tax video! I live in Ireland, if it’s possible to do something that is UK/Ireland focused that would be great!
nice thank you
Great advice Thank you
🖤🖤🖤
You are a good story teller and i guess God is listening to you too…
beware the IRS “hobby rules”, if you’re thinking about starting a “business” for tax reduction purposes
im in phase of phantasise about having money 😀
Please create a video on taxes and how we can reduce our tax burden. Thank you.
this is very helpful
Your Gorgeous!!!
A lot of people don’t want to have money per se. They want the lifestyle. Hence, why they’re spending AS IF they have that money
Thank you Nischa. Good for young people. I'm an older person and financially comfortable but still enjoy your content. Can you give advice re business cash flow and startups.
6:38
Please make a video.
x
hobby means what you like, if it is expensive then it is. You can defer spending on hobbies, unless you stop having it as hobby otherwise you will spend money on it. BTW, excessive shopping is not a hobby, it is an illness.
Hello, I am 30 year old woman re-living with family again. I've fallen off the wagon due to allowing bills to just increase higher with little understanding why. I'm 'O.kay' not touching my savings. But not good at managing my bills. Your advises helps. I'm subscribing to you so I can return to learn more or relearn your advice. Thank you for helping people during this tough period.
Omg I do this as soon as I get paid I think save first lol I am doing it lol
,,l,, rather have a quality life instead of doing this crap idea.
Good for those need reminding themselves the basics.
Real estate refers to property, land, buildings or natural resources that hold value.
I don't have any of these habits and I'm still poor!
In the era we live it is almost impossible to save 10% of your salary first.
Half way through the video I noticed I haven't heard a single thing because I was just looking at your hypnotic smile 🙂
I have often been in the position where I have nothing left when I have paid my mortgage and essential bills. Are you honestly saying I should not pay my mortgage but 'pay myself first' The result of which would be to be homeless with a bit of money in the bank… This makes no sense for anybody living paycheck to paycheck. I got out of that when I found a better pain job, you don't seem to understand that some people only earn enough to barely keep a roof over their head.