If you want to be a better ‘budgeter’ this year, this is the video for you. I’m going to go over how I actually decide how much to budget in each category, and also share how my January spending and budget in general has been going so far this year, three weeks in.
Grab your budget template + beverage of choice and let’s get into it!
⭐️ Check out our budget template –
0:00 How your budget can be freeing
1:33 How to set up your budget categories
4:40 How much money I spent in January
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Disclaimer – This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
What was your most expensive purchase in January? Let us know! 👀
Yay!
Absolutely loved using your budget template this past month! It actually took away a lot of my money stress as I was able to see how much I’ve actually been saving and it made me take a closer look at how my investments are doing. Love your content!
" how to budget like a rich b*tch " hahahaha I love you guys!
@ Steph… I have been following you for quite a long time and I really like your videos but I think you talk a little too fast and I struggle to understand you I will appreciate it if you slow down a little just so that I can understand everything you're saying. Thank you !
Love seeing you breakdown ur monthly spend! Would love to see a day in the life of Toronto living/how to have a social life on a budget ☺️
Cool stuff as always. Your grocery bill (total, not just your half) is roughly the same as mine (2 person household also) and that's a typical month for me. You can probably expect to see it increase though, as based on your past videos and this I know you guys shop mainly at Metro, and they've already announced they're restarting the gouging now that the price freeze is past.
I'm usually under budget in the winter months, but there's so much fun stuff in the summer it's hard to rein back LOL
You give me hope that living in Toronto on a budget is possible 😅Also, I don't think TFSA contributions should count as "expenses", you only really spent $2159 in January, which is pretty impressive!
Love a good budget breakdown!! I do similar budget breakdowns on my channel, but I am so nosy on how people spend their money!
Wanted to mention, Lyft have better prices as compared to Uber most times! 😊
Great job this month!
I’m curious to know if you will bulk buy for groceries. Or meal prep
Just curious ❤
Love the monthly breakdown recaps of your monthly budget. Helps to keep my yearly budget in check as well. Please keep them coming and good luck the rest of the year.
Where is your top from?
my most expensive was eating out, so i’m banned for february 😅. I’m trying to take less ubers too, how do you do it? 🥲
I'm really liking this tracker so far but I have a question related to the explainer video (hope it's okay to ask here).
I placed my debt payment category under the 'Stantard Budget' section, but in Steph's example, it went under 'Savings & Investing'…. should I moved it over or is it okay where it is, since we do contribute to it monthly?
@Steph can you please do a video explaining your budget tracker. It looks really good but i had a few questions. For example, for a new month (feb) do you duplicate tabs or do you just change month on these tabs? Because when i change the month on tab… the data for January disappears on Annual budget tab.
Can you share budget video for Den as well so that we get an idea from his side too + portfolio updates of Den
I have tried A LOT of budget templates and yours is by far the most efficient and simple one to use for me, thank you for putting in the effort to create this and sharing it with us!!
The Budget Tracking Template Link is not working on the website. The Download Link seems to be broken.
Am I supposed to write every single transition on monthly expensive tracker or do I sum everting into their assigned category? If I do need to write every induvial expense am I allowed to add more boxes?