Most of what we do with our money everyday is unconscious. The more aware you are of your money habits, the faster you can reach your financial goals. Without realizing it, you might be doing these 8 money habits that keep you poor. See if you recognize any of these bad money habits in yourself, and what money habits to break this year. These habits keep you poor, and in this video I share my best personal finance tips for breaking bad money habits and replacing them with GOOD money habits!
***ATTENTION: I have a new Instagram and TikTok handle @itsrosehan ***
That’s my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
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***BOOKS I RECOMMEND 📚***
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
The Little Book of Common Sense Investing (Jack Bogle’s classic advice on index funds)
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
Rich Dad Poor Dad (#1 selling personal finance book of all time… need I say more?)
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
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***MY FAVORITE MONEY TOOLS 🖤***
YNAB (I literally can’t live without this budgeting app, so obsessed)
Wise (like Venmo but for international currencies – I use this app a LOT for my life in Mexico)
Ledger Nano S (crypto storage hardware wallet, because “Not Your Keys, Not Your Crypto”!):
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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Hi everyone 🖤 Do you recognize yourself doing any of these money habits? Let me know! And please show me some love in the comments… for the YouTube algorithm 😎
Great video, thank you!
This woman has “Taxi Cabs and Coffees” as a day to day expense and she’s preaching the gospel about saving money just LOL
Pay yourself first, I can't believe how simple yet profound of a statement this is, I never for a second thought I was paying myself last, however in hindsight it was so obvious😲
Thanks for sharing I appreciate it
Hello Rose! I was struggling too with my money management even I've sometimes got 2 times of salary increment per year due to my hard work. It was never enough for savings (excuse i made up). But after watching this video of yours, saving for yourself first is the one i do every time i got my salary. Even the moment i watch this videos, i transfer some good chunk of money from my salary account to my saving account immediately knowing that i can still survive till end of the month without that chunk. And somehow it makes me feel so good. I love how the way you explain it, straight forward and easy to apply, Keep at it Rose! I'm one of your many fan now. LOVE from Malaysia
I pay my bill first then I pay myself know how much I need for food and gas for the then then the rest is spending money and it works
“I personally know someone “ oooohhhh.. spill the tea auntie! 😂
you do not need to keep up with the jones
I disagree about not using credit cards. If you use it pay it off at full. Why not use the credit card and get some rewards for those small balances? Pay it off in full. Period.
What are your thoughts about taking a loan from a 401 k to pay off credit card debt ?
Is Gambling a good money habit?
I dont get how why pay yourself first bc then what then if you have no money for necessities.
I like you, Rose. You're honest and sincere and that's awesome
Points you make are good, voice tone is irritating.
I'd rather have an emergency fund that is fully funded then to be in debt forever. Or to spend money that I don't have then to be in debt forever…😊
You have to have money first.
I like the idea of making better financial choices buttt….. I get the feeling even if I did save more I still wouldn’t l have anything worth mentioning . I just wouldn’t be in debt .
I want to look poor but be rich
Subscribed 👍🏻
Top-class content, indeed. A kindred book I explored had a profound impact on me. "Mastering Money Mindfulness" by Benjamin Hawk
Great job Rose!! I just launched my personal finance YouTube channel, and your video served as a fantastic source of inspiration! 🥰
You should have a video of how you use cc for the cash rewards in the YNAB budget tool ❤
annyoing
I’m already investing 5 dollars auto invested every week an it shows but I do have bad habits of paying my bills first instead of investing a portion of it I might increase it to 50$ a few with in a few weeks I’ve already seen progress
This material is thought-provoking and insightful. A book I read with related ideas spurred significant evolution in my life. "Mastering Money Mindfulness" by Benjamin Hawk
keeping all of your financial accounts in one place is a recipe for disaster. look at Maddoff scam first.
Im the friend with expensive taste
people stupd
Lady is so right on😊
You can't really save money here in The Phillipines if you can't bare to starve
Seems like paying bills should be first priority, then you can gauge how much you can afford to save.
I’m 47 and so far behind.
I grew up not knowing a thing about how to manage money or saving. I'm am now finally trying to fix this. I am so behind.
Thank u🙏
This video should be mandatory viewing for everyone!
Thankyou so much this was amazing info and tips